PB Fintech Limited

We have built India's largest online platform for Insurance & Lending products

Leveraging the power of technology, data and innovation

Our Policybazaar and Paisabazaar platform offerings Address the large and highly under penetrated online insurance and lending markets

Get easy access to insurance, credit & other financial products

We aim to create awareness amongst Indian households about the financial impact of death, disease, and damage.

We seek to increase transparency for consumers

Through our consumer-centric approach, we seek to enable online research-based purchases of insurance and lending products. This helps consumers to make informed choices.

We are not only limited to making things easy for consumers

We also facilitate our Insurer and Lending partners in the financial services industry to innovate & design customised products for Consumers leveraging our extensive data insights and data analytics capabilities.

Group Brands

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We launched Policybazaar, our flagship platform, in 2008

to respond to Consumers’ need for more awareness, choice and transparency and create a consumer-pull based, provider-neutral model for insurance distribution.

In Fiscal 2020, Policybazaar was India’s largest digital insurance marketplace

among all online insurance distributors with 93.4% market share based on number of policies sold. Furthermore, in Fiscal 2020, Policybazaar constituted 65.3% of all digital insurance sales in India by number of policies sold (including online sales done directly by insurance companies and by insurance distributors).

In 2014, we launched Paisabazaar to transform how Indians access personal credit

by accentuating ease, convenience and transparency in selecting a variety of personal loans and credit cards. According to Frost & Sullivan, Paisabazaar was India’s largest digital consumer credit marketplace with a 53.7% market share, based on disbursals in Fiscal 2021.

Paisabazaar is also widely used to access credit scores

with approximately 27.3 million Consumers cumulatively having accessed their credit score through our platform as of March 31, 2022.

What sets us apart

Strong, consumer friendly brands

We offer wide choice, transparency and the ability for Consumers to research and access insurance and personal credit products offered by our Insurer and Lending Partners. Through our Consumer-centric approach, we have created strong brands in both Policybazaar and Paisabazaar which are recognised throughout India.

Our Proprietary Technology, Data and Intelligence Stack

Our proprietary technology stack helps us design user-friendly Consumer journeys across all of our processes by automating various aspects across the product value chain We also leverage technology to provide high quality consumer service.

Service and Responsiveness

We provide convenient servicing options to our Consumers using technology integrations with our insurer and lending Partners, supported by our experienced, qualified and knowledgeable staff.

Collaborative partner for Insurer and Lending Partners

In addition to providing our partners with a low cost platform to target the right customers, we leverage our technology and insights to help our partners improve their risk assessment models, fraud detection and underwriting capabilities as well as help them create customised products. The consumer acquisition cost for our Insurer and Lending Partners is one of the lowest through our platforms

Asset light capital strategy

We have an asset-light capital strategy and do not underwrite any insurance or retain any credit risk on our books.

FAQs

When did PB Fintech have its Initial Public Offer (IPO) and at what price?

PB Fintech went public on 15 Nov, 2021 with an issue price of ₹980 per share and listing price of ₹1150 per share.

What is the Corporate Identification Number of the company?

Corporate Identification Number (CIN) is L51909HR2008PLC037998.

What is the ISIN Code of the company?

ISIN Code of the company INE417T01026.

On which Stock Exchanges are the shares of PB Fintech listed and traded?

The equity shares of the Company are listed and traded at National Stock Exchange of India Ltd. (NSE) and Bombay Stock Exchange Ltd. (BSE). Stock Exchange Codes are

NSE: POLICYBZR

BSE: 543390

What is the Registered Office and Corporate Office Address of the Company?

Company has the same registered and corporate office.

PB Fintech Limited, Plot 119, Sector 44, Gurugram- 122001, Haryana, India.

What is the face value of the Shares of the Company?

Face Value of the equity shares of the Company is ₹2 per share.

What is the Financial Year of the Company?

The Company's financial year runs from 1^st April to 31^st March.

View all FAQs

Write to us at:

Rasleen Kaur

Head, Investor Relations

investor.relations@pbfintech.in

Compliance officer:

Bhasker Joshi

Company Secretary & Compliance Officer

complianceofficer@pbfintech.in

Contact No. 0124- 4562907

Fax: 0124-4562902

**For Redressal of Investor Grievances you may contact the Compliance Officer.

Registered address:

PB Fintech Limited

Plot 119, Sector 44, Gurugram- 122001, Haryana

Phone No: 0124-4562907

Fax: 0124-4562907

The company was incorporated as “Etechaces Marketing and Consulting Pvt. Ltd.”, on June 4, 2008 under the Companies Act, 1956. The company name was changed to “PB Fintech Pvt. Ltd.”, on September 18, 2020, to emphasise the nature of our fintech business and subsequently converted to a public limited company on June 30, 2021.